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00:05 posted by Audrey Bell Kearney sharing 00:09 stories about people in places around 00:11 beautiful Gwinnett County every day at 9 00:13 a.m. 00:14 Southern Living at its best 00:16 [Music] 00:26 good morning good morning good morning 00:27 welcome to another edition of good 00:29 morning who net I am your host or doodle 00:31 Kearney so happy to be here with you 00:32 this morning 00:33 happy Thursday we are on episode number 00:36 51 I am really doing a lot this year I 00:39 got some really big goal set for this 00:41 year and one of my goals is to take this 00:43 show and make it global and reach 1 00:45 million subscribers and downloads so we 00:48 are on our way we're episode 51 and I'm 00:51 so happy to be here with my guest today 00:53 I have with me today judge Barry he's 00:56 retired judge judge Barry l Williams 00:59 he's gonna be talking to us about what 01:01 you need to do if you want to file a 01:03 disability claim I know that there are a 01:05 lot of people out there who have been 01:07 trying to get disability I mean I have 01:09 friends who have been trying to get 01:11 disability and they ran into so many 01:13 roadblocks with the process and I think 01:16 a lot of them some of them are still 01:17 waiting right now but I've also heard 01:19 some horror stories about people who are 01:21 trying to scam scam the system and so 01:23 that's why I judge will use is gonna 01:25 talk to us today about what you should 01:27 be doing what you should not be doing 01:29 and to let us know what exactly you have 01:32 - what kind of illness or sickness or 01:35 disability you have to have to even file 01:38 a claim some people think they can file 01:39 a claim for just about anything and I'm 01:41 sure he's gonna talk more more to us 01:43 about that but let me just give you a 01:45 little bit of background on on my guest 01:46 today because I'm really happy to have 01:48 him here in 2016 01:50 judge Williams retired from the Social 01:53 Security disability administrative as a 01:55 social security dish I got braces so 01:58 bear with me I know you guys had me talk 01:59 about this all the time I'm gonna get 02:02 him our song so I could talk right and 02:03 my lips don't get stuck he is a retired 02:06 Social Security Disability 02:09 administrative law judge he started his 02:12 his new company 2016 advocate disability 02:15 group LLC - champion to be a champion 02:19 for the disabled now he's gonna be 02:22 helping you he's on the other side of 02:24 the other of the counter now he's 02:26 helping you other than judging you know 02:29 who better to help you get your claims 02:32 found form and possibly approve than a 02:35 judge who has who's been doing this for 02:37 some years and so he's gonna tell you 02:40 some intercepts you guys need to take 02:42 now some people want to do it themselves 02:43 I'm sure he has some advice to you me 02:46 personally when it comes to anything 02:48 dealing with the law and the government 02:50 because I just feel like it's a lot of 02:52 work I don't want to do all that so 02:54 without further ado I'm bringing on mr. 02:56 judge Barry Williams to be my guest 02:59 thank you so much for taking the time 03:00 out to be my guest today judge Williams 03:02 thank you for having me 03:04 you're very welcome now I know you've 03:06 been a judge for quite some time 03:08 how did you how long have you been a 03:09 judge well I I came to the bench in 03:13 Social Security in late 2010 actually 03:17 beginning of 2011 and so I had been an 03:22 attorney with the United States Army for 03:25 a number of years I worked in private 03:28 practice for a large law firm a small 03:31 law firm and I went back to the 03:34 government and worked for the Department 03:36 of Defense down at doing work down at 03:39 DOJ Department of Justice then I got 03:42 picked up as a judge 03:44 well that's then so cool so I can now 03:46 say I know a judge I'm proud to say that 03:48 I don't know you know that's not true I 03:51 know two judges personally now I know 03:52 you and I know another judge of Jersey 03:54 um there are a lot of people out there 03:56 right now who are listening to the show 03:58 who have been trying to get their 03:59 disability forms and their claims filed 04:01 and I know for some people they've been 04:03 told you know what you really don't 04:05 qualify for disability because of the 04:07 condition that you had even though they 04:09 may think it's a severe disability the 04:12 government may not what are some of the 04:14 qualifications that a person needs to 04:16 quote to even file a claim for 04:18 disability well there really aren't any 04:22 qualifications it all comes back to your 04:25 impairments and how you're limited by 04:28 those impairments impairments run a full 04:34 range of anything from a back problem to 04:39 loss of a limb there are just too many 04:41 problems that limit people from working 04:45 to discuss them in a short period like 04:49 this so any problem that you're 04:50 experiencing could be or any limb 04:53 that you have could be something that 04:57 would disqualify you or qualify you from 05:01 working or qualify you for Social 05:03 Security disability it's just it's too 05:08 difficult to discuss them all but 05:11 generally generally people have back 05:14 problems degenerative disc disease 05:18 mm-hmm they have problems like lupus was 05:23 it with an autoimmune disease they have 05:28 other problems like arthritis that just 05:31 comes with old age a lot of it depends 05:35 on how old you are and how limiting 05:37 those impairments are upon you my cousin 05:42 my cousin recently and I know she had 05:44 been fighting for this for quite some 05:46 time and she's 56 I think but she had me 05:49 and she has really bad osteoarthritis in 05:52 both knees to the point where she could 05:53 barely walk and for a while they were 05:56 telling her you don't qualify you don't 05:57 call something she could she literally 05:59 could hardly walk so they finally did 06:01 approve her but that wasn't with her 06:03 being really um a champion for herself 06:07 and you know because she didn't she did 06:08 she didn't have an attorney and I think 06:10 for a lot of people they think that you 06:11 know what if I get an attorney it's 06:12 gonna cost a lot of money I'm just gonna 06:14 try to do it myself and I know that's 06:16 what your agency comes in there because 06:18 you kind of you help them without you 06:20 know having all this well let me let me 06:22 not say they maybe you can tell people 06:23 what's the process when someone come to 06:25 work with you I don't want to say the 06:26 wrong thing and people like I already 06:28 say that I didn't have to pay to me so 06:30 what's the process what's all I wants to 06:32 come and work with you to help them get 06:35 their claims form properly let me give 06:38 you just a slight bit of background 06:40 you said agency we're a private law firm 06:42 okay not not an agency I started 06:46 actually along with my son but when I 06:49 was a sitting judge I noticed that too 06:53 far too many people were being 06:56 disapproved at the lower level in their 06:58 case had to come before a judge and in 07:01 fact I believe that far too many judges 07:05 were disapproving 07:06 clayman's now they were disapproving 07:08 them for many reasons one the medical 07:12 file was it substantial enough or they 07:16 have for representation that 07:19 representative didn't really know the 07:21 rules the regulations and the Social 07:23 Security Law and a myriad of other 07:25 reasons but because I observe so many 07:29 people being turned down I decided to 07:33 retire and start advocate disability 07:36 group LLC we provide a unique service to 07:43 those individuals who are seeking to be 07:46 approved for Social Security disability 07:50 the process starts down at a state level 07:55 you apply for Social Security disability 07:57 benefits in one of a couple ways you 08:01 walk into the local Social Security 08:05 office and apply in person you can apply 08:09 on the phone or you can apply through 08:12 the internet at WWF a govt mmm-hmm 08:18 I I always tell individuals that if you 08:24 are able to I suggest that you apply 08:28 without the help of an attorney why do I 08:32 say that I say that because there are 08:35 professionals at these office offices 08:37 that will help you apply they will guide 08:42 you through the initial process and help 08:44 you apply if you decide if you decide to 08:48 have an attorney help you there's going 08:50 to be an obligation to that attorney if 08:53 you're approved at the first level 08:56 generally attorneys charge 25 percent or 09:03 up to six thousand dollars whichever is 09:06 the max it will never be more than six 09:09 thousand dollars and very often less 09:11 than six thousand dollars if the 25 09:13 percent is less that's 25% of any back 09:18 benefit 09:20 payments that are due the attorney earns 09:23 nothing out of future benefit payments 09:25 out of back benefit payments let me take 09:28 a moment to explain mm-hmm if you apply 09:31 for Social Security today hey it will 09:36 take approximately all three to four 09:40 months for you to get an initial 09:42 decision down at the state level if you 09:48 are disapproved in some states you go 09:52 directly to a judge in the state of 09:53 Georgia you do not you have to file for 09:55 reconsideration that takes approximately 09:59 three months so now we're already seven 10:03 to eight months into the application 10:06 period if you are turned down once again 10:11 then you have to apply or ask for a 10:15 hearing or request a hearing before an 10:18 administrative law judge that 10:20 unfortunately takes about 18 months to 10:23 happen so if you have a representative 10:27 and that representative wins your case 10:30 before the administrative law judge it 10:32 is he or she is paid out of that back 10:36 payments because remember you applied 10:38 according to the scenario that I just 10:40 gave approximately 24 months prior to 10:45 the date of your hearing so the attorney 10:47 would would make 25% general the general 10:51 rule is 25 percent or up to a maximum of 10:54 six thousand dollars out of the back 10:56 payments that actually okay now quick 11:00 question for you why was someone if they 11:03 could walk into the state office and 11:04 start this process themselves why would 11:06 they opt out of doing it versus you know 11:09 going with an attorney what would make 11:10 someone say you know what I don't really 11:12 want to do this I'm just gonna go with 11:13 an attorney what are some of the reasons 11:15 that someone did you know that someone 11:16 may say you know I don't want to do this 11:17 I'm gonna go with you judge Williams all 11:21 right let me say there is definitely a 11:24 stage where you need a representative in 11:26 my but the initial stage in my opinion 11:30 if you don't suffer from 11:33 so psychologically based impairment uh 11:38 if you are able to read and write well 11:42 if you are able to handle most of your 11:46 business affairs I don't I personally 11:50 don't believe you need an attorney at 11:52 that first level now if you fall into 11:55 one of those categories or if you just 11:58 say I don't have the time I don't want 12:01 to take the time to go through the 12:03 process surely you can hire a 12:05 representative surely I'd be happy to 12:08 help you or the people in my position 12:10 would be happy to help you but I say why 12:15 give up some of your money in the 12:17 beginning where there's no need to now 12:19 if you are turned down if you are denied 12:22 but at the first level at the state 12:25 level at the social local Social 12:28 Security office level then I believe it 12:31 is time to hire an attorney or 12:34 representative because there are so many 12:38 rules regulations and the law it's it's 12:42 difficult to understand those things 12:46 there are so many rules and if you if 12:51 you don't apply within a certain period 12:53 of time if you don't appeal with a 12:55 certain period of time your case will be 12:57 dismissed then there are particular 12:59 rules and regulations such as a new rule 13:02 a 5-day will if you don't get all the 13:05 evidence in prior to five days or it 13:08 could be five days prior to your hearing 13:10 then the judge does not have to the 13:13 judge could based on the exceptions for 13:16 every rule there are exceptions the 13:18 judge does not have to accept that 13:20 evidence so there are particular rules 13:23 that the average individual would not 13:27 know about so yes if you're initially 13:30 denied it is time to hire an attorney 13:32 Scotch it that makes a lot of sense you 13:35 know you said something early on you 13:37 said that a lot of times people get 13:39 denied because something the person that 13:41 they may be working with may not know 13:42 the rules how do you how do you identify 13:44 a qualified person they say they caught 13:47 qualify but how do you know for sure 13:49 that they actually know the rules and 13:51 that they you know I know that their 13:53 intention is to help you but they may 13:55 not know the rules do you do you actual 13:57 reference isn't there somewhere for you 13:58 to go and look for this information how 14:00 do you know that you're working with the 14:01 right person the right persons handle 14:03 your clean well I don't know that that 14:10 that there is a place to go but I don't 14:13 think so you might check with the local 14:16 bar association to see if that person 14:18 has any complaints about them and that 14:22 might that could be a way to evaluate 14:24 the services they're going to provide 14:26 but simply ask them how long have you 14:29 been a social security rep how many 14:31 cases have you handled what is your 14:34 background with respect to Social 14:36 Security disability claims it's the same 14:40 due diligence that you would do when you 14:42 go out to hire any attorney for any 14:45 other reason whether it be personal 14:46 injury or anything else the clothes on 14:49 your home for any reason it's the 14:51 questions the logical questions that you 14:53 would ask any attorney um now I know 14:57 that um I've heard some crazy cases and 15:00 it's one case that got in my head and 15:01 and I heard this young lady say I think 15:04 I was in a restaurant or something and 15:06 she was a young woman she probably was 15:07 not late 20s and she had a son and she 15:10 was like you know she I guess she didn't 15:12 want to work and she said you know I 15:13 took my son to the Social Security 15:15 office and I told him we get inside the 15:18 office I want you to get down and bark 15:19 like a dog and and and in the child did 15:23 just what she said doing and they were 15:24 able to get Social Security I know 15:26 you've probably heard of some crazy 15:27 stories sitting on the bench what is one 15:29 of the most crazy stories you've heard 15:30 someone coming in to file a claim for 15:33 disability if you've heard any III have 15:36 been involved in some crazy stories I 15:41 hesitate in giving you the crazy story 15:44 because remember there there is a person 15:47 out there who had this crazy story 15:49 alright but I had a young man tell me 15:55 that people were chasing him and some 16:03 spliced him very badly with a razor and 16:08 he had to have X amount of stitches and 16:11 his arm was open he almost lost his arm 16:13 and I asked him which arm right arm I 16:15 left arm and I said well you you have a 16:19 short sleeve shirt on and I don't see a 16:21 scar on your left arm generally if you 16:26 have the amount of stitches the number 16:28 of stitches that you indicated you had 16:31 you had the best plastic surgeon in the 16:33 world or you didn't have as many 16:37 stitches as you had that's just one of 16:40 the crazy stories that come to mind and 16:42 I'd rather not get into too many of the 16:44 others because there are real people out 16:45 there mm-hmm 16:47 who who may have another problem now 16:50 this gentleman may have told me that 16:52 story may have had some other mental 16:58 issues more psychologically based issues 17:01 and that's why he told me the story but 17:03 it does that story does sound a little 17:05 crazy when you're sitting on the bench 17:07 and you don't see a scar at all right 17:10 you don't see a scar at all and he has 17:12 on a short sleeve shirt so that is crazy 17:15 now what are some of the reasons that a 17:17 claim may be denied like you know people 17:19 come in and they want to file their 17:21 claims what could be some possibilities 17:23 for them being denied their claim been 17:25 denied once they start the process well 17:28 there are so many possibilities that I 17:32 couldn't go through them but let me tell 17:34 you what process the Social Security 17:36 office as well as the administrative law 17:40 judge goes through there's a five stage 17:43 process that an administrative law judge 17:44 goes through and the adjudicator down at 17:48 the state level would go through 17:51 something very very similar first there 17:56 is an issue with money the Social 18:02 Security Act and Social Security 18:04 disability is for for people who are 18:09 unable to work and so if you are working 18:12 you don't qualify for Social Security 18:14 disability and there are a number of 18:16 people who believe that I can still work 18:21 and collect Social Security disability 18:24 benefits that is not true 18:28 there is a each year Congress comes up 18:33 with a number we call that substantial 18:36 gainful activity if you make more than 18:39 that particular amount then you 18:43 generally do not qualify for Social 18:45 Security disability remember earlier I 18:49 said for every rule there are exceptions 18:52 that that rule is not a black and white 18:58 rule it is not a boom like letter of the 19:03 law as we as attorneys say so there are 19:06 exceptions and that's another reason why 19:09 if you're turned down you may need to 19:10 engage an attorney because they know 19:13 those rules there are ways to say yes 19:14 you make a little bit more than 19:18 substantial gainful activity the level 19:21 of substantial gains like Jimmy however 19:24 we can reduce that amount I'm out 19:25 because of your medications or because 19:27 of some other reason so that's the first 19:29 step if you make too much you're not 19:32 going to qualify that's probably one of 19:36 the major major determinations made that 19:40 cause a person to be denied the second 19:44 thing in is someone has to decide 19:47 whether your impairment is a severe 19:50 impairment and there's a definition of 19:53 severe impairment within the rules of 19:56 Social Security if your impairment is 19:58 not severe you would not qualify now 20:01 that's a that's a decision that's made 20:04 after looking at your medical records or 20:08 whatever medical records you supply or 20:10 whatever medical records Social Security 20:14 asks for so that's an another step and 20:18 then they have to decide how much work 20:21 you can do a lot of that goes into how 20:23 old you are 20:25 the level of education again I'm getting 20:27 back to rules 20:28 and regulations what kind of work you've 20:32 done before how limiting your 20:35 impairments are it's uh it is a well I 20:39 won't say complicated but it is a 20:41 formula that unless you practice in this 20:44 area you may not necessarily understand 20:48 so those are three of the five steps and 20:51 people are turned down because of 20:54 because of the amount of money they're 20:56 there they are earning or because their 21:00 impairments are not severe or despite 21:03 their impairments the Social Security 21:05 Administration believes that there is 21:07 world available for them cool 21:12 so now listen I know that there are a 21:14 lot of people out there listening to 21:15 this and they you know they probably do 21:17 need your help you know you know I think 21:19 about my friends and my cousin my aunt 21:21 but I broke her foot um it must have 21:24 been about four years ago she broke her 21:27 foot - that went to the bone was just 21:29 actually popping out it took her three 21:31 years and she could she could barely 21:33 walk so she walks with the limp and in 21:36 the job that she was doing she was 21:38 actually working in the hospital where 21:39 she was on her feet most of the time but 21:41 it took her practically three years to 21:44 get to get approve like she literally 21:46 just got proved last one after three 21:48 years of having a trauma to her foot and 21:51 so what do you tell people when you're 21:53 waiting you know they have to live and 21:56 they have to try to figure out how to 21:57 make end me in anyway for this hopefully 22:00 for the claim to go through and and I 22:01 don't even know if that is that 22:02 considered a long time to be waiting 22:04 three years to be approved in my opinion 22:08 it's far too long okay however I don't 22:12 know that we can change the system in 22:15 order to change in order to shorten that 22:18 period Congress would have to approve 22:22 hiring many many many more people in the 22:26 Social Security Administration that's 22:30 not likely to happen it's not likely to 22:34 happen and unfortunately people are 22:37 having to wait longer and longer however 22:40 if you hire an attorney an attorney can 22:44 do some things that might short the 22:46 period and again there are so many rules 22:49 and regulations on how to shorten the 22:51 period that it's too much to try to 22:54 provide the legal education about that 22:56 in this in this short period of time 23:00 that we have together 23:02 but there are people who wait are there 23:06 claimants that's what we what we call 23:08 the individual who is applying for 23:10 Social Security benefits disability 23:12 benefits I'm sorry that retirement 23:14 Social Security disability benefits that 23:17 person is called a claimant there are 23:20 ways to shorten that period that a 23:22 claimant weighs now it's not it's there 23:27 are exacting rules in that regard so all 23:32 claimants will not qualify for have that 23:35 to have that period shortened but 23:37 certain things if you are a disabled vet 23:41 if you're a disabled veteran that period 23:45 can possibly be shortened and then I'm 23:47 not going to go into all the other rules 23:48 because this is not a class on the law 23:52 mm-hmm 23:54 there are many there are several ways to 23:56 shorten that period but unfortunately 23:59 most people wait the full period because 24:03 they don't qualify to have an expedited 24:07 hearing and that is unfortunate and I 24:10 don't know of any way well there are 24:13 certain things certain little tricks 24:15 maybe but I don't know of any way that 24:18 most people will have that period 24:20 reduced it's just simply a long waiting 24:23 period and your question was what do you 24:25 tell people I don't have an answer for 24:28 that well people struggle every single 24:32 day to survive but if they are at that 24:38 survival stage if they don't have any 24:41 family to take care of them if they're 24:43 without a home if they're down to their 24:46 last penny maybe they will meet those 24:50 rules and they can get an expedited 24:51 hearing but that's done on a 24:53 case-by-case 24:54 face basis and the attorney or 24:57 representative has to write a short 24:59 brief and request it so that's something 25:03 that you need that individual that 25:06 claimant needs to talk about with their 25:09 chosen representative well I mean a lot 25:13 of great information here I you know I 25:15 sit here now listen to you and god 25:17 forbid I ever have to have to do this 25:20 but if I do I know exactly who to call 25:22 you know I know exactly who to refer now 25:25 and I'm thinking of a young gentleman as 25:27 I as I said here I listened to you he is 25:29 he's 30 years old and um he he got is 25:33 that part of his foot shot off in his 25:36 playing he was at home his mom his mom 25:38 was a millionaire and he said they kept 25:40 guns around the house because you know I 25:42 guess they were afraid and he was 25:45 younger and his friends came over and he 25:48 was playing a game and the mother told 25:50 to put the gun away and the friend 25:52 instead of him putting the gun away he 25:54 took the gun out and shot the gun not 25:55 knowing that it hit his friend and his 25:58 shot it split off 25:59 he said just so happened the day that he 26:01 had to go to the hospital there was a 26:03 doctor in New Jersey there to work on a 26:06 mayor one of the mayors of New Jersey at 26:08 the hospital and he was flown in for 26:11 this particular mayor to help him and as 26:13 the doctor was leaving he heard the 26:16 other doctor saying he was gonna have 26:17 have to amputate his foot and at that 26:19 time I think he was 18 years old and 26:22 that doctor took his coat off and he 26:25 came in and he saved part of his foot so 26:27 he can walk but he can't really walk 26:29 well and so I know for a fact that he's 26:33 had some issues financially and any you 26:37 know I said to him have you ever tried 26:38 to get you know your disability he said 26:40 he had never try to you know try to do 26:42 it but I think I'm gonna definitely 26:44 share your information with him because 26:46 I know he's right now in need of some 26:48 financial help 26:51 family and friends I've been helping him 26:52 but I know you know he's a young man 26:55 would it would it would pride and I know 26:57 he would love to be able to do things on 26:59 on his own and so I'm gonna share this 27:01 information would share your 27:02 informational attempts he can reach out 27:04 he's maybe you can help him he showed me 27:06 to putting it ain't gonna freak me out a 27:08 little bit 27:08 um he he's doing okay I think he just 27:12 needs a little help and I think you can 27:14 help him please do I would love to talk 27:16 to him about his case and as I said each 27:19 cases is a little bit different and I 27:22 would like I'd have to get some more 27:24 information from him to make an 27:26 assessment of the case but I'll talk to 27:29 anyone about their case whether they 27:31 hire me or not mm-hmm also about their 27:34 case and give them the best guidance 27:35 that I can well thank you so much please 27:40 tell people how to reach out to you 27:41 because I know that there's a lot of 27:43 people I did that to use your help 27:44 what are they hire you are not like you 27:46 say we're just just the information 27:48 you've given here today I know that 27:49 there are people out there listening who 27:51 could definitely use some advice and 27:53 some and some and a direction on which 27:55 way they should be going with given your 27:58 claims form still doubt how can they can 28:02 reach me at four oh four five one nine 28:06 four five eight six and let me close 28:11 with just saying a couple quick things 28:13 okay 28:15 people need to hire a representative 28:17 because the rules the regulations the 28:22 law may be confusing but probably is 28:26 confusing to them and then even when you 28:28 get before a judge that individual has 28:30 to understand that each judge they're 28:33 different they come with their own 28:36 baggage to the courtroom they all have 28:39 idiosyncrasies so unless you've 28:41 practiced before these judges before you 28:45 you don't really know what to expect 28:46 someone briefs others wouldn't read a 28:49 brief even if submitted and each judge 28:53 has a different personality they 28:55 concentrate on different portions of the 28:58 case I'm concentrating on past work some 29:00 concentrate on the medical evidence some 29:03 are very inquisitive and have many 29:04 questions about a claimants daily 29:06 activities so hire somebody when you get 29:11 to that stage that would be my advice I 29:13 would tell my own children if you're 29:15 going to go in to a hearing if you've 29:18 been to die for Social Security 29:20 Disability it 29:22 at that point to hire representative and 29:25 I'm going to tell you why I say hire me 29:28 I'm passionate about passionate about 29:31 what I do and why I do it I've already 29:34 said when I was a sitting judge I saw 29:36 too many files too many applicants too 29:40 many claimants denied for a variety of 29:44 variety of reasons for evidence poor 29:48 representation I decided at that point 29:53 that I would retire and provide 29:57 excellence I would provide the best 30:01 representation possible for claimants I 30:05 would judicata thousands of cases as a 30:07 disability judge and I'd like to bring 30:13 what I've learned in my tenure as a 30:15 judge to the table to provide great 30:19 excellent service to those who are 30:22 seeking Social Security benefits and 30:25 here's what I say if you want the judge 30:28 on your side call me at four oh four 30:31 five one nine four five eight six or 30:34 visit me at my website please and that's 30:38 WWE Advocate disability llc.com thank 30:48 you so much if you want the judge on 30:50 your side call them judge Barry Williams 30:53 thank you so much for a great interview 30:56 and such a so much great information I 30:58 really believe this is gonna help 31:00 somebody and I really do appreciate you 31:02 taking the time to be here with me today 31:04 and really just impart all this 31:06 knowledge upon people who are probably 31:08 really struggling right now to get this 31:10 thing done so I'm so glad that you have 31:12 stepped up to the plate and say you know 31:15 what I'm here to help thank you so much 31:16 judge for for spending some time with me 31:18 today love to come back any time 31:20 thank you very much love to have you any 31:23 time thank you have a good one 31:24 all right listen I'll be back again next 31:28 week and until next time if you miss 31:30 episode of the show go to WWE 31:34 check out past episodes there check out 31:37 my guest from Wednesday that was mr. 31:40 Chris Cook talking about you know 31:41 creating your financial destiny and also 31:44 come make sure to come next week we'll 31:46 be back again on Monday talking more 31:48 about what you can do and what's going 31:50 on around Winnett and around the states 31:51 and beyond until next time everybody be 31:53 safe - have a great weekend and make it 31:55 a great day you've been listening to 31:58 good morning Gwinnett make sure to tune 32:01 in daily at 9:00 a.m. Eastern time to 32:03 find out what's happening around 32:04 Gwinnett if you miss an episode go to 32:08 WWE Quinette com2 catch up if you liked 32:12 this episode go ahead and subscribe to 32:14 the show now and share it with your 32:16 friends 32:22 you
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