Judge Barry Williams Joins Me At The Table

Listen to "Ep:54 Judge B. Williams Interview About Navigating The Social Security Disability Claims Process".

Show Transcript

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[Music]
00:26
good morning good morning good morning
00:27
welcome to another edition of good
00:29
morning who net I am your host or doodle
00:31
Kearney so happy to be here with you
00:32
this morning
00:33
happy Thursday we are on episode number
00:36
51 I am really doing a lot this year I
00:39
got some really big goal set for this
00:41
year and one of my goals is to take this
00:43
show and make it global and reach 1
00:45
million subscribers and downloads so we
00:48
are on our way we're episode 51 and I'm
00:51
so happy to be here with my guest today
00:53
I have with me today judge Barry he's
00:56
retired judge judge Barry l Williams
00:59
he's gonna be talking to us about what
01:01
you need to do if you want to file a
01:03
disability claim I know that there are a
01:05
lot of people out there who have been
01:07
trying to get disability I mean I have
01:09
friends who have been trying to get
01:11
disability and they ran into so many
01:13
roadblocks with the process and I think
01:16
a lot of them some of them are still
01:17
waiting right now but I've also heard
01:19
some horror stories about people who are
01:21
trying to scam scam the system and so
01:23
that's why I judge will use is gonna
01:25
talk to us today about what you should
01:27
be doing what you should not be doing
01:29
and to let us know what exactly you have
01:32
- what kind of illness or sickness or
01:35
disability you have to have to even file
01:38
a claim some people think they can file
01:39
a claim for just about anything and I'm
01:41
sure he's gonna talk more more to us
01:43
about that but let me just give you a
01:45
little bit of background on on my guest
01:46
today because I'm really happy to have
01:48
him here in 2016
01:50
judge Williams retired from the Social
01:53
Security disability administrative as a
01:55
social security dish I got braces so
01:58
bear with me I know you guys had me talk
01:59
about this all the time I'm gonna get
02:02
him our song so I could talk right and
02:03
my lips don't get stuck he is a retired
02:06
Social Security Disability
02:09
administrative law judge he started his
02:12
his new company 2016 advocate disability
02:15
group LLC - champion to be a champion
02:19
for the disabled now he's gonna be
02:22
helping you he's on the other side of
02:24
the other of the counter now he's
02:26
helping you other than judging you know
02:29
who better to help you get your claims
02:32
found form and possibly approve than a
02:35
judge who has who's been doing this for
02:37
some years and so he's gonna tell you
02:40
some intercepts you guys need to take
02:42
now some people want to do it themselves
02:43
I'm sure he has some advice to you me
02:46
personally when it comes to anything
02:48
dealing with the law and the government
02:50
because I just feel like it's a lot of
02:52
work I don't want to do all that so
02:54
without further ado I'm bringing on mr.
02:56
judge Barry Williams to be my guest
02:59
thank you so much for taking the time
03:00
out to be my guest today judge Williams
03:02
thank you for having me
03:04
you're very welcome now I know you've
03:06
been a judge for quite some time
03:08
how did you how long have you been a
03:09
judge well I I came to the bench in
03:13
Social Security in late 2010 actually
03:17
beginning of 2011 and so I had been an
03:22
attorney with the United States Army for
03:25
a number of years I worked in private
03:28
practice for a large law firm a small
03:31
law firm and I went back to the
03:34
government and worked for the Department
03:36
of Defense down at doing work down at
03:39
DOJ Department of Justice then I got
03:42
picked up as a judge
03:44
well that's then so cool so I can now
03:46
say I know a judge I'm proud to say that
03:48
I don't know you know that's not true I
03:51
know two judges personally now I know
03:52
you and I know another judge of Jersey
03:54
um there are a lot of people out there
03:56
right now who are listening to the show
03:58
who have been trying to get their
03:59
disability forms and their claims filed
04:01
and I know for some people they've been
04:03
told you know what you really don't
04:05
qualify for disability because of the
04:07
condition that you had even though they
04:09
may think it's a severe disability the
04:12
government may not what are some of the
04:14
qualifications that a person needs to
04:16
quote to even file a claim for
04:18
disability well there really aren't any
04:22
qualifications it all comes back to your
04:25
impairments and how you're limited by
04:28
those impairments impairments run a full
04:34
range of anything from a back problem to
04:39
loss of a limb there are just too many
04:41
problems that limit people from working
04:45
to discuss them in a short period like
04:49
this so any problem that you're
04:50
experiencing could be or any limb
04:53
that you have could be something that
04:57
would disqualify you or qualify you from
05:01
working or qualify you for Social
05:03
Security disability it's just it's too
05:08
difficult to discuss them all but
05:11
generally generally people have back
05:14
problems degenerative disc disease
05:18
mm-hmm they have problems like lupus was
05:23
it with an autoimmune disease they have
05:28
other problems like arthritis that just
05:31
comes with old age a lot of it depends
05:35
on how old you are and how limiting
05:37
those impairments are upon you my cousin
05:42
my cousin recently and I know she had
05:44
been fighting for this for quite some
05:46
time and she's 56 I think but she had me
05:49
and she has really bad osteoarthritis in
05:52
both knees to the point where she could
05:53
barely walk and for a while they were
05:56
telling her you don't qualify you don't
05:57
call something she could she literally
05:59
could hardly walk so they finally did
06:01
approve her but that wasn't with her
06:03
being really um a champion for herself
06:07
and you know because she didn't she did
06:08
she didn't have an attorney and I think
06:10
for a lot of people they think that you
06:11
know what if I get an attorney it's
06:12
gonna cost a lot of money I'm just gonna
06:14
try to do it myself and I know that's
06:16
what your agency comes in there because
06:18
you kind of you help them without you
06:20
know having all this well let me let me
06:22
not say they maybe you can tell people
06:23
what's the process when someone come to
06:25
work with you I don't want to say the
06:26
wrong thing and people like I already
06:28
say that I didn't have to pay to me so
06:30
what's the process what's all I wants to
06:32
come and work with you to help them get
06:35
their claims form properly let me give
06:38
you just a slight bit of background
06:40
you said agency we're a private law firm
06:42
okay not not an agency I started
06:46
actually along with my son but when I
06:49
was a sitting judge I noticed that too
06:53
far too many people were being
06:56
disapproved at the lower level in their
06:58
case had to come before a judge and in
07:01
fact I believe that far too many judges
07:05
were disapproving
07:06
clayman's now they were disapproving
07:08
them for many reasons one the medical
07:12
file was it substantial enough or they
07:16
have for representation that
07:19
representative didn't really know the
07:21
rules the regulations and the Social
07:23
Security Law and a myriad of other
07:25
reasons but because I observe so many
07:29
people being turned down I decided to
07:33
retire and start advocate disability
07:36
group LLC we provide a unique service to
07:43
those individuals who are seeking to be
07:46
approved for Social Security disability
07:50
the process starts down at a state level
07:55
you apply for Social Security disability
07:57
benefits in one of a couple ways you
08:01
walk into the local Social Security
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office and apply in person you can apply
08:09
on the phone or you can apply through
08:12
the internet at WWF a govt mmm-hmm
08:18
I I always tell individuals that if you
08:24
are able to I suggest that you apply
08:28
without the help of an attorney why do I
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say that I say that because there are
08:35
professionals at these office offices
08:37
that will help you apply they will guide
08:42
you through the initial process and help
08:44
you apply if you decide if you decide to
08:48
have an attorney help you there's going
08:50
to be an obligation to that attorney if
08:53
you're approved at the first level
08:56
generally attorneys charge 25 percent or
09:03
up to six thousand dollars whichever is
09:06
the max it will never be more than six
09:09
thousand dollars and very often less
09:11
than six thousand dollars if the 25
09:13
percent is less that's 25% of any back
09:18
benefit
09:20
payments that are due the attorney earns
09:23
nothing out of future benefit payments
09:25
out of back benefit payments let me take
09:28
a moment to explain mm-hmm if you apply
09:31
for Social Security today hey it will
09:36
take approximately all three to four
09:40
months for you to get an initial
09:42
decision down at the state level if you
09:48
are disapproved in some states you go
09:52
directly to a judge in the state of
09:53
Georgia you do not you have to file for
09:55
reconsideration that takes approximately
09:59
three months so now we're already seven
10:03
to eight months into the application
10:06
period if you are turned down once again
10:11
then you have to apply or ask for a
10:15
hearing or request a hearing before an
10:18
administrative law judge that
10:20
unfortunately takes about 18 months to
10:23
happen so if you have a representative
10:27
and that representative wins your case
10:30
before the administrative law judge it
10:32
is he or she is paid out of that back
10:36
payments because remember you applied
10:38
according to the scenario that I just
10:40
gave approximately 24 months prior to
10:45
the date of your hearing so the attorney
10:47
would would make 25% general the general
10:51
rule is 25 percent or up to a maximum of
10:54
six thousand dollars out of the back
10:56
payments that actually okay now quick
11:00
question for you why was someone if they
11:03
could walk into the state office and
11:04
start this process themselves why would
11:06
they opt out of doing it versus you know
11:09
going with an attorney what would make
11:10
someone say you know what I don't really
11:12
want to do this I'm just gonna go with
11:13
an attorney what are some of the reasons
11:15
that someone did you know that someone
11:16
may say you know I don't want to do this
11:17
I'm gonna go with you judge Williams all
11:21
right let me say there is definitely a
11:24
stage where you need a representative in
11:26
my but the initial stage in my opinion
11:30
if you don't suffer from
11:33
so psychologically based impairment uh
11:38
if you are able to read and write well
11:42
if you are able to handle most of your
11:46
business affairs I don't I personally
11:50
don't believe you need an attorney at
11:52
that first level now if you fall into
11:55
one of those categories or if you just
11:58
say I don't have the time I don't want
12:01
to take the time to go through the
12:03
process surely you can hire a
12:05
representative surely I'd be happy to
12:08
help you or the people in my position
12:10
would be happy to help you but I say why
12:15
give up some of your money in the
12:17
beginning where there's no need to now
12:19
if you are turned down if you are denied
12:22
but at the first level at the state
12:25
level at the social local Social
12:28
Security office level then I believe it
12:31
is time to hire an attorney or
12:34
representative because there are so many
12:38
rules regulations and the law it's it's
12:42
difficult to understand those things
12:46
there are so many rules and if you if
12:51
you don't apply within a certain period
12:53
of time if you don't appeal with a
12:55
certain period of time your case will be
12:57
dismissed then there are particular
12:59
rules and regulations such as a new rule
13:02
a 5-day will if you don't get all the
13:05
evidence in prior to five days or it
13:08
could be five days prior to your hearing
13:10
then the judge does not have to the
13:13
judge could based on the exceptions for
13:16
every rule there are exceptions the
13:18
judge does not have to accept that
13:20
evidence so there are particular rules
13:23
that the average individual would not
13:27
know about so yes if you're initially
13:30
denied it is time to hire an attorney
13:32
Scotch it that makes a lot of sense you
13:35
know you said something early on you
13:37
said that a lot of times people get
13:39
denied because something the person that
13:41
they may be working with may not know
13:42
the rules how do you how do you identify
13:44
a qualified person they say they caught
13:47
qualify but how do you know for sure
13:49
that they actually know the rules and
13:51
that they you know I know that their
13:53
intention is to help you but they may
13:55
not know the rules do you do you actual
13:57
reference isn't there somewhere for you
13:58
to go and look for this information how
14:00
do you know that you're working with the
14:01
right person the right persons handle
14:03
your clean well I don't know that that
14:10
that there is a place to go but I don't
14:13
think so you might check with the local
14:16
bar association to see if that person
14:18
has any complaints about them and that
14:22
might that could be a way to evaluate
14:24
the services they're going to provide
14:26
but simply ask them how long have you
14:29
been a social security rep how many
14:31
cases have you handled what is your
14:34
background with respect to Social
14:36
Security disability claims it's the same
14:40
due diligence that you would do when you
14:42
go out to hire any attorney for any
14:45
other reason whether it be personal
14:46
injury or anything else the clothes on
14:49
your home for any reason it's the
14:51
questions the logical questions that you
14:53
would ask any attorney um now I know
14:57
that um I've heard some crazy cases and
15:00
it's one case that got in my head and
15:01
and I heard this young lady say I think
15:04
I was in a restaurant or something and
15:06
she was a young woman she probably was
15:07
not late 20s and she had a son and she
15:10
was like you know she I guess she didn't
15:12
want to work and she said you know I
15:13
took my son to the Social Security
15:15
office and I told him we get inside the
15:18
office I want you to get down and bark
15:19
like a dog and and and in the child did
15:23
just what she said doing and they were
15:24
able to get Social Security I know
15:26
you've probably heard of some crazy
15:27
stories sitting on the bench what is one
15:29
of the most crazy stories you've heard
15:30
someone coming in to file a claim for
15:33
disability if you've heard any III have
15:36
been involved in some crazy stories I
15:41
hesitate in giving you the crazy story
15:44
because remember there there is a person
15:47
out there who had this crazy story
15:49
alright but I had a young man tell me
15:55
that people were chasing him and some
16:03
spliced him very badly with a razor and
16:08
he had to have X amount of stitches and
16:11
his arm was open he almost lost his arm
16:13
and I asked him which arm right arm I
16:15
left arm and I said well you you have a
16:19
short sleeve shirt on and I don't see a
16:21
scar on your left arm generally if you
16:26
have the amount of stitches the number
16:28
of stitches that you indicated you had
16:31
you had the best plastic surgeon in the
16:33
world or you didn't have as many
16:37
stitches as you had that's just one of
16:40
the crazy stories that come to mind and
16:42
I'd rather not get into too many of the
16:44
others because there are real people out
16:45
there mm-hmm
16:47
who who may have another problem now
16:50
this gentleman may have told me that
16:52
story may have had some other mental
16:58
issues more psychologically based issues
17:01
and that's why he told me the story but
17:03
it does that story does sound a little
17:05
crazy when you're sitting on the bench
17:07
and you don't see a scar at all right
17:10
you don't see a scar at all and he has
17:12
on a short sleeve shirt so that is crazy
17:15
now what are some of the reasons that a
17:17
claim may be denied like you know people
17:19
come in and they want to file their
17:21
claims what could be some possibilities
17:23
for them being denied their claim been
17:25
denied once they start the process well
17:28
there are so many possibilities that I
17:32
couldn't go through them but let me tell
17:34
you what process the Social Security
17:36
office as well as the administrative law
17:40
judge goes through there's a five stage
17:43
process that an administrative law judge
17:44
goes through and the adjudicator down at
17:48
the state level would go through
17:51
something very very similar first there
17:56
is an issue with money the Social
18:02
Security Act and Social Security
18:04
disability is for for people who are
18:09
unable to work and so if you are working
18:12
you don't qualify for Social Security
18:14
disability and there are a number of
18:16
people who believe that I can still work
18:21
and collect Social Security disability
18:24
benefits that is not true
18:28
there is a each year Congress comes up
18:33
with a number we call that substantial
18:36
gainful activity if you make more than
18:39
that particular amount then you
18:43
generally do not qualify for Social
18:45
Security disability remember earlier I
18:49
said for every rule there are exceptions
18:52
that that rule is not a black and white
18:58
rule it is not a boom like letter of the
19:03
law as we as attorneys say so there are
19:06
exceptions and that's another reason why
19:09
if you're turned down you may need to
19:10
engage an attorney because they know
19:13
those rules there are ways to say yes
19:14
you make a little bit more than
19:18
substantial gainful activity the level
19:21
of substantial gains like Jimmy however
19:24
we can reduce that amount I'm out
19:25
because of your medications or because
19:27
of some other reason so that's the first
19:29
step if you make too much you're not
19:32
going to qualify that's probably one of
19:36
the major major determinations made that
19:40
cause a person to be denied the second
19:44
thing in is someone has to decide
19:47
whether your impairment is a severe
19:50
impairment and there's a definition of
19:53
severe impairment within the rules of
19:56
Social Security if your impairment is
19:58
not severe you would not qualify now
20:01
that's a that's a decision that's made
20:04
after looking at your medical records or
20:08
whatever medical records you supply or
20:10
whatever medical records Social Security
20:14
asks for so that's an another step and
20:18
then they have to decide how much work
20:21
you can do a lot of that goes into how
20:23
old you are
20:25
the level of education again I'm getting
20:27
back to rules
20:28
and regulations what kind of work you've
20:32
done before how limiting your
20:35
impairments are it's uh it is a well I
20:39
won't say complicated but it is a
20:41
formula that unless you practice in this
20:44
area you may not necessarily understand
20:48
so those are three of the five steps and
20:51
people are turned down because of
20:54
because of the amount of money they're
20:56
there they are earning or because their
21:00
impairments are not severe or despite
21:03
their impairments the Social Security
21:05
Administration believes that there is
21:07
world available for them cool
21:12
so now listen I know that there are a
21:14
lot of people out there listening to
21:15
this and they you know they probably do
21:17
need your help you know you know I think
21:19
about my friends and my cousin my aunt
21:21
but I broke her foot um it must have
21:24
been about four years ago she broke her
21:27
foot - that went to the bone was just
21:29
actually popping out it took her three
21:31
years and she could she could barely
21:33
walk so she walks with the limp and in
21:36
the job that she was doing she was
21:38
actually working in the hospital where
21:39
she was on her feet most of the time but
21:41
it took her practically three years to
21:44
get to get approve like she literally
21:46
just got proved last one after three
21:48
years of having a trauma to her foot and
21:51
so what do you tell people when you're
21:53
waiting you know they have to live and
21:56
they have to try to figure out how to
21:57
make end me in anyway for this hopefully
22:00
for the claim to go through and and I
22:01
don't even know if that is that
22:02
considered a long time to be waiting
22:04
three years to be approved in my opinion
22:08
it's far too long okay however I don't
22:12
know that we can change the system in
22:15
order to change in order to shorten that
22:18
period Congress would have to approve
22:22
hiring many many many more people in the
22:26
Social Security Administration that's
22:30
not likely to happen it's not likely to
22:34
happen and unfortunately people are
22:37
having to wait longer and longer however
22:40
if you hire an attorney an attorney can
22:44
do some things that might short the
22:46
period and again there are so many rules
22:49
and regulations on how to shorten the
22:51
period that it's too much to try to
22:54
provide the legal education about that
22:56
in this in this short period of time
23:00
that we have together
23:02
but there are people who wait are there
23:06
claimants that's what we what we call
23:08
the individual who is applying for
23:10
Social Security benefits disability
23:12
benefits I'm sorry that retirement
23:14
Social Security disability benefits that
23:17
person is called a claimant there are
23:20
ways to shorten that period that a
23:22
claimant weighs now it's not it's there
23:27
are exacting rules in that regard so all
23:32
claimants will not qualify for have that
23:35
to have that period shortened but
23:37
certain things if you are a disabled vet
23:41
if you're a disabled veteran that period
23:45
can possibly be shortened and then I'm
23:47
not going to go into all the other rules
23:48
because this is not a class on the law
23:52
mm-hmm
23:54
there are many there are several ways to
23:56
shorten that period but unfortunately
23:59
most people wait the full period because
24:03
they don't qualify to have an expedited
24:07
hearing and that is unfortunate and I
24:10
don't know of any way well there are
24:13
certain things certain little tricks
24:15
maybe but I don't know of any way that
24:18
most people will have that period
24:20
reduced it's just simply a long waiting
24:23
period and your question was what do you
24:25
tell people I don't have an answer for
24:28
that well people struggle every single
24:32
day to survive but if they are at that
24:38
survival stage if they don't have any
24:41
family to take care of them if they're
24:43
without a home if they're down to their
24:46
last penny maybe they will meet those
24:50
rules and they can get an expedited
24:51
hearing but that's done on a
24:53
case-by-case
24:54
face basis and the attorney or
24:57
representative has to write a short
24:59
brief and request it so that's something
25:03
that you need that individual that
25:06
claimant needs to talk about with their
25:09
chosen representative well I mean a lot
25:13
of great information here I you know I
25:15
sit here now listen to you and god
25:17
forbid I ever have to have to do this
25:20
but if I do I know exactly who to call
25:22
you know I know exactly who to refer now
25:25
and I'm thinking of a young gentleman as
25:27
I as I said here I listened to you he is
25:29
he's 30 years old and um he he got is
25:33
that part of his foot shot off in his
25:36
playing he was at home his mom his mom
25:38
was a millionaire and he said they kept
25:40
guns around the house because you know I
25:42
guess they were afraid and he was
25:45
younger and his friends came over and he
25:48
was playing a game and the mother told
25:50
to put the gun away and the friend
25:52
instead of him putting the gun away he
25:54
took the gun out and shot the gun not
25:55
knowing that it hit his friend and his
25:58
shot it split off
25:59
he said just so happened the day that he
26:01
had to go to the hospital there was a
26:03
doctor in New Jersey there to work on a
26:06
mayor one of the mayors of New Jersey at
26:08
the hospital and he was flown in for
26:11
this particular mayor to help him and as
26:13
the doctor was leaving he heard the
26:16
other doctor saying he was gonna have
26:17
have to amputate his foot and at that
26:19
time I think he was 18 years old and
26:22
that doctor took his coat off and he
26:25
came in and he saved part of his foot so
26:27
he can walk but he can't really walk
26:29
well and so I know for a fact that he's
26:33
had some issues financially and any you
26:37
know I said to him have you ever tried
26:38
to get you know your disability he said
26:40
he had never try to you know try to do
26:42
it but I think I'm gonna definitely
26:44
share your information with him because
26:46
I know he's right now in need of some
26:48
financial help
26:51
family and friends I've been helping him
26:52
but I know you know he's a young man
26:55
would it would it would pride and I know
26:57
he would love to be able to do things on
26:59
on his own and so I'm gonna share this
27:01
information would share your
27:02
informational attempts he can reach out
27:04
he's maybe you can help him he showed me
27:06
to putting it ain't gonna freak me out a
27:08
little bit
27:08
um he he's doing okay I think he just
27:12
needs a little help and I think you can
27:14
help him please do I would love to talk
27:16
to him about his case and as I said each
27:19
cases is a little bit different and I
27:22
would like I'd have to get some more
27:24
information from him to make an
27:26
assessment of the case but I'll talk to
27:29
anyone about their case whether they
27:31
hire me or not mm-hmm also about their
27:34
case and give them the best guidance
27:35
that I can well thank you so much please
27:40
tell people how to reach out to you
27:41
because I know that there's a lot of
27:43
people I did that to use your help
27:44
what are they hire you are not like you
27:46
say we're just just the information
27:48
you've given here today I know that
27:49
there are people out there listening who
27:51
could definitely use some advice and
27:53
some and some and a direction on which
27:55
way they should be going with given your
27:58
claims form still doubt how can they can
28:02
reach me at four oh four five one nine
28:06
four five eight six and let me close
28:11
with just saying a couple quick things
28:13
okay
28:15
people need to hire a representative
28:17
because the rules the regulations the
28:22
law may be confusing but probably is
28:26
confusing to them and then even when you
28:28
get before a judge that individual has
28:30
to understand that each judge they're
28:33
different they come with their own
28:36
baggage to the courtroom they all have
28:39
idiosyncrasies so unless you've
28:41
practiced before these judges before you
28:45
you don't really know what to expect
28:46
someone briefs others wouldn't read a
28:49
brief even if submitted and each judge
28:53
has a different personality they
28:55
concentrate on different portions of the
28:58
case I'm concentrating on past work some
29:00
concentrate on the medical evidence some
29:03
are very inquisitive and have many
29:04
questions about a claimants daily
29:06
activities so hire somebody when you get
29:11
to that stage that would be my advice I
29:13
would tell my own children if you're
29:15
going to go in to a hearing if you've
29:18
been to die for Social Security
29:20
Disability it
29:22
at that point to hire representative and
29:25
I'm going to tell you why I say hire me
29:28
I'm passionate about passionate about
29:31
what I do and why I do it I've already
29:34
said when I was a sitting judge I saw
29:36
too many files too many applicants too
29:40
many claimants denied for a variety of
29:44
variety of reasons for evidence poor
29:48
representation I decided at that point
29:53
that I would retire and provide
29:57
excellence I would provide the best
30:01
representation possible for claimants I
30:05
would judicata thousands of cases as a
30:07
disability judge and I'd like to bring
30:13
what I've learned in my tenure as a
30:15
judge to the table to provide great
30:19
excellent service to those who are
30:22
seeking Social Security benefits and
30:25
here's what I say if you want the judge
30:28
on your side call me at four oh four
30:31
five one nine four five eight six or
30:34
visit me at my website please and that's
30:38
WWE Advocate disability llc.com thank
30:48
you so much if you want the judge on
30:50
your side call them judge Barry Williams
30:53
thank you so much for a great interview
30:56
and such a so much great information I
30:58
really believe this is gonna help
31:00
somebody and I really do appreciate you
31:02
taking the time to be here with me today
31:04
and really just impart all this
31:06
knowledge upon people who are probably
31:08
really struggling right now to get this
31:10
thing done so I'm so glad that you have
31:12
stepped up to the plate and say you know
31:15
what I'm here to help thank you so much
31:16
judge for for spending some time with me
31:18
today love to come back any time
31:20
thank you very much love to have you any
31:23
time thank you have a good one
31:24
all right listen I'll be back again next
31:28
week and until next time if you miss
31:30
episode of the show go to WWE
31:34
check out past episodes there check out
31:37
my guest from Wednesday that was mr.
31:40
Chris Cook talking about you know
31:41
creating your financial destiny and also
31:44
come make sure to come next week we'll
31:46
be back again on Monday talking more
31:48
about what you can do and what's going
31:50
on around Winnett and around the states
31:51
and beyond until next time everybody be
31:53
safe - have a great weekend and make it
31:55
a great day you've been listening to
31:58
good morning Gwinnett make sure to tune
32:01
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32:03
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